Summary:

• At the end of March 2026, the deposits of households, non-financial corporations and the general government stood at EUR 42.1bn, EUR 17.5bn and EUR 6.8bn, respectively.
• In the past year, household deposits went up at a rate of 5.3%, with overnight deposits increasing at a rate of 8.7% and time deposits decreasing at a rate of 4.0%.
• At the end of March 2026, loans to households, non-financial corporations and the general government stood at EUR 28.1bn, EUR 17.9bn and EUR 5.1bn, respectively.
• In the past year, household loans and loans to non-financial corporations increased at a rate of 12.7% and 10.0%, respectively.

According to monetary statistics data^[1], total domestic sectors' deposits^[2] amounted to EUR 68.9bn at end-March 2026, having increased by EUR 4.4bn from the end of March 2025. Their annual growth rate accelerated from 6.4% at end-December 2025 to 6.8% at end-March 2026.

In the past year, household deposits increased by EUR 2.1bn (5.3%) and the deposits of non-financial corporations increased by EUR 1.5bn (9.3%). At the end of March 2026, the deposits of households, non-financial corporations and the general government stood at EUR 42.1bn, EUR 17.5bn and EUR 6.8bn, respectively.

Figure 1 Domestic sector deposits with credit institutions

At the end of March 2026, overnight deposits^[3] of domestic sectors stood at EUR 49.9bn, with households accounting for EUR 31.9bn, non-financial corporations for EUR 12.7bn and the general government for EUR 4.0bn.

Total overnight deposits accelerated their annual growth, from 8.7% at end-December 2025 to 10.7% at end-March 2026. The annual growth in overnight deposits of non-financial corporations accelerated from 4.0% to 9.8%, while the annual rise in overnight deposits of households decelerated from 11.4% to 8.7%.

At end-March 2026, time deposits of domestic sectors stood at EUR 19.0bn, with time deposits of households and non-financial corporations accounting for EUR 10.3bn and EUR 4.8bn, respectively.

On an annual level, the trend in total time deposits was reversed – a 0.9% growth at end-December 2025 thus became a –2.1% decline at end-March 2026. The decline in time deposits of households decelerated from –5.9% to –4.0%, while the annual increase in time deposits of non-financial corporations slowed down from 11.0% to 7.8%.

Figure 2 Overnight and time deposits of households and non-financial corporations with credit institutions

At the end of March 2026, total loans to domestic sectors stood at EUR 51.7bn, having gone up by EUR 4.7bn from the end of March 2025. On an annual level, the growth in total loans to domestic sectors decelerated from 11.2% at end-December 2025 to 10.0% at end-March 2026.

Figure 3 Credit institutions' loans to domestic sectors

Broken down by sectors, at end-March 2026 household loans stood at EUR 28.1bn, with housing loans accounting for EUR 14.1bn and general-purpose cash loans^[4] for EUR 11.0bn.

Household loans went up by EUR 3.2bn from the end of March 2025. The annual growth in household loans thus decelerated from 13.0% at end-December 2025 to 12.7% at end-March 2026 due to the annual growth rate of general-purpose cash loans decreasing from 11.3% to 10.3% and the annual growth rate of housing loans declining from 15.5% to 15.4%. The growth rate of other loans^[5] remained unchanged at 9.2%.

Figure 4 Household loans

Loans to non-financial corporations stood at EUR 17.9bn at end-March 2026, having gone up by EUR 1.6bn from the end of March 2025. On an annual level, the growth in loans to non-financial corporations slowed down from 12.7% at the end of December 2025 to 10.0% at the end of March 2026, reflecting the slowdown in the growth of working capital loans (from 16.4% to 10.7%) and other loans^[6] (from 8.9% to 5.0%), while the growth in investment loans^[7] accelerated (from 12.3% to 12.6%).

Figure 5 Loans to non-financial corporations

Statistical time series: Aggregated balance sheet of other monetary financial institutions

1. Monetary statistics show the indicators of stocks and transactions of financial assets and liabilities of credit institutions. The changes and rates of change in the release are shown based on transactions. The transactions show changes that exclude the effects of exchange rate changes, reclassifications and write-offs of loans. ↑

2. Domestic sectors in the release include the general government, households, non-financial corporations, other financial institutions (investment funds other than money market funds, other financial intermediaries and financial auxiliaries) and insurance corporations and pension funds. Non-financial corporations consist of institutional units which are independent legal entities and market producers and whose principal activity is the production of goods and/or non-financial services. ↑

3. Overnight deposits comprise transaction (giro and current) accounts, savings deposits and a small share of electronic money and restricted deposits. ↑

4. With a view to improving the quality of data on household loans, as of the reporting date of 31 December 2025, a portion of mortgage loans was reclassified as general-purpose cash loans with a collateral in the amount of EUR 538.0m and as other loans in the amount of EUR 8.1m. The reclassification resulted in an increase in the stock of general-purpose cash loans and a decrease in the stock of other loans and was excluded from growth rate calculation and transactions in table D5c: Other monetary financial institutions' loans to households by purpose and currency. ↑

5. Other household loans mainly refer to transaction account overdrafts, credit card loans, mortgage loans and other loans. ↑

6. Other loans to non-financial corporations mainly refer to syndicated loans, transaction account overdrafts, export finance loans, factoring and other loans. ↑

7. Investment loans to non-financial corporations comprise loans for construction, tourism, agriculture and investments. ↑