Summary:

• At the end of June 2026, the deposits of households, non-financial corporations and the general government stood at EUR 43.0bn, EUR 18.1bn and EUR 7.0bn, respectively.
• In the past year, household deposits went up at a rate of 5.7%, with overnight deposits increasing at a rate of 8.9% and time deposits decreasing at a rate of 3.5%.
• At the end of June 2026, loans to households, non-financial corporations and the general government stood at EUR 28.9bn, EUR 18.5bn and EUR 5.1bn, respectively.
• In the past year, household loans and loans to non-financial corporations increased at a rate of 11.0% and 9.7%, respectively.

According to monetary statistics data^[1], total domestic sectors' deposits^[2] amounted to EUR 70.6bn at end-June 2026, having increased by EUR 4.5bn from the end of June 2025. Their annual growth rate remained unchanged at 6.8%, the same as at end-March 2026.

In the past year, household deposits increased by EUR 2.3bn (5.7%) and the deposits of non-financial corporations increased by EUR 1.4bn (8.1%). At the end of June 2026, the deposits of households, non-financial corporations and the general government stood at EUR 43.0bn, EUR 18.1bn and EUR 7.0bn, respectively.

Figure 1 Domestic sector deposits with credit institutions

At end-June 2026, overnight deposits^[3] of domestic sectors stood at EUR 51.3bn, with households accounting for EUR 33.0bn, non-financial corporations for EUR 13.1bn, and the general government for EUR 3.7bn.

Total overnight deposits decelerated their annual growth, from 10.7% at end-March 2026 to 8.9% at end-June 2026. The annual growth in overnight deposits of non-financial corporations decelerated from 9.8% to 5.5%, while the annual rise in overnight deposits of households accelerated from 8.7% to 8.9%.

At end-June 2026, time deposits of domestic sectors stood at EUR 19.4bn, with time deposits of households and non-financial corporations accounting for EUR 10.0bn and EUR 5.0bn, respectively.

On an annual level, the trend in total time deposits was reversed – a –2.1% fall at end-March 2026 thus became a 1.6% increase at end-June 2026. The annual growth in time deposits of non-financial corporations accelerated from 7.8% to 15.7%, while the fall in time deposits of households slowed down from –4.0% to –3.5%.

Figure 2 Overnight and time deposits of households and non-financial corporations with credit institutions

At the end of June 2026, total loans to domestic sectors stood at EUR 53.3bn, having gone up by EUR 4.9bn from the end of June 2025. On an annual level, the growth in total loans to domestic sectors accelerated from 10.0% at end-March 2026 to 10.2% at end-June 2026.

Figure 3 Credit institutions' loans to domestic sectors

Broken down by sectors, at end-June 2026 household loans stood at EUR 28.9bn, with housing loans accounting for EUR 14.5bn and general-purpose cash loans for EUR 11.3bn.^[4]

Household loans went up by EUR 2.9bn from the end of June 2025. The annual growth in household loans thus decelerated from 12.7% at end-March 2026 to 11.0% at end-June 2026 due to the decrease in the annual growth rate of housing loans, general-purpose cash loans and other loans^[5] from 15.4%, 10.3% and 9.2% to 13.0%, 9.2% and 8.2%, respectively.

Figure 4 Household loans

Loans to non-financial corporations stood at EUR 18.5bn at end-June 2026, having gone up by EUR 1.6bn from the end of June 2025. On an annual level, the growth in loans to non-financial corporations slowed down from 10.0% at the end of March 2026 to 9.7% at the end of June 2026, reflecting the slowdown in the growth of working capital loans (from 10.7% to 10.6%) and investment loans^[6] (from 12.6% to 9.8%), while the growth in other loans^[7] accelerated (from 5.0% to 8.5%).

Figure 5 Loans to non-financial corporations

Statistical time series: Aggregated balance sheet of other monetary financial institutions

1. Monetary statistics show the indicators of stocks and transactions of financial assets and liabilities of credit institutions. The changes and rates of change in the release are shown based on transactions. The transactions show changes that exclude the effects of exchange rate changes, reclassifications and write-offs of loans. ↑

2. Domestic sectors in the release include the general government, households, non-financial corporations, other financial institutions (investment funds other than money market funds, other financial intermediaries and financial auxiliaries) and insurance corporations and pension funds. Non-financial corporations consist of institutional units which are independent legal entities and market producers and whose principal activity is the production of goods and/or non-financial services. ↑

3. Overnight deposits comprise transaction (giro and current) accounts, savings deposits and a small share of electronic money and restricted deposits. ↑

4. With a view to improving the quality of data on household loans, as of the reporting date of 31 December 2025, a portion of mortgage loans was reclassified as general-purpose cash loans with a collateral in the amount of EUR 538.0m and as other loans in the amount of EUR 8.1m. The reclassification resulted in an increase in the stock of general-purpose cash loans and a decrease in the stock of other loans and was excluded from growth rate calculation and transactions in table D5c: Other monetary financial institutions' loans to households by purpose and currency. ↑

5. Other household loans mainly refer to transaction account overdrafts, credit card loans, mortgage loans and other loans. ↑

6. Investment loans to non-financial corporations comprise loans for construction, tourism, agriculture and investments. ↑

7. Other loans to non-financial corporations mainly refer to syndicated loans, transaction account overdrafts, export finance loans, factoring and other loans. ↑